Watch this movie and let me know ..... How can I help you today?
Once in a great while you will see something that will bypass the brain and go straight to the heart. I guarantee that this short 3 minute movie will be one of those times. Not only does it bring service into perspective, it also brings life into perspective! Don't forget to play it forward by sharing this movie with friends, family and co-workers. They'll thank you for it! Just click on this link to watch. Click Here. If you would like to receive similar movies, quotes, listings, or if you would like me to be of service to you, to buy, sell, invest, rent, or even just to answer your questions, please contact me. I assure you of providing you service from my heart!!
R U looking 4 Freehold Town houses in quiet neighbourhoods?
Do you prefer to spend time daily searching forFreehold Townhomes? OR Would you like to receive automatically fresh listings of Free hold townhouses? If you have answered "Yes", to the second question, then please click here and you will receive**** listings of freehold town houses or any homes within 24 hours - guaranteed! For POWER OF SALE / FORECLOSURE listings information, click here.
Have you read the recent CMHC/CREA market report to find out If this is the right time to buy or sell before rates go up?
The recent CMHC/CREA market report provides strategic information on both sales and prices. Further, the independent projections of interest rates, provides additional information to make the right decision. It appears that those planning to downsize, would do better by selling now. Add in the expected rise in interest rates and the changing demographic mix and there is a compelling case to be made for downsizing now. To confirm this information, talk to a reliable financial expert to corroborate the facts and see for yourself, how you could miss the boat if you do not take action NOW! If you wish to receive a copy of the above report, please click here.
DO YOU NEED TO CALCULATE THE ACTUAL COST OF DOWNSIZING? SELECTTHIS LINK
IMPORTANT MESSAGE FOR HOME OWNERS PLANNING TO SELL:
If you are a FSBO, or are planning to downsize, or any home owner, waiting for your property to be sold at the best price, there is good news and bad news. The bad news for sellers is that prices of some homes will not go up in the near future. However, the good news is that you have an opportunity to use this time to get more money when the actual sale takes place - guaranteed!Select here for a FREE Home Evaluation and as a bonus, I will explain to you how you can get extra money for your home inspite of the current recession. And if you are in a very personal situation like divorce, separation, financial difficulties, etc. and have to sell, contact me as well, since I may be able to get you a good deal - promise!
Client Testimonial: "Tino just sold my house in 5 days... I will tell you honestly as a sales person I have met some really "#&*@#" real estate agents in the past couple of months. Tino truly is a gem. G. G, Mississauga.
Recent bond market shows that fixed rates might be on the rise soon. So please get a pre-approval to lock the rate NOW!!
For RENTERS, this is a good time to buy. And, I will show you how and why! Contact me and I will send you listings of townhomes within your budget!!
Client Testimonial:"I found my dream home thanks to the care and patience of Tino. I was looking for the perfect house and I was on a mission to find it. ... but Tino made it his business to know it even better. He went beyond and above my expectations of a real estate agent. ... Along the way I met a lot of other agents, and thanked God every day that I had Tino. It took me a little time to find the perfect house, but we did, thanks to the care and patience of Tino.... He just really cares. What a great person." - G, Mississauga.
Property Search
To start your search for freehold townhomes or any other properties, check out the listings by selecting "LISTINGS" from the top menu or for a quick search, do a search in "Property Search" above. If you still cannot find the right home, please call 647-207-8466. I may have a surprise for you!
Power of Sale, Foreclosure, Distress Sale, bank sale
Distress Sale, Bank Sale, Foreclosure, Power of Sale, etc. These are some of the terms being commonly used today due to the real estate meltdown. In this article, we will talk about Foreclosure which is the starting point for the sale under distress or bank sale, etc.
Foreclosure is the legal and professional proceeding in which a mortgagee, or other lienholder, usually a lender, obtains a court ordered termination of a mortgagor's equitable right of redemption. Usually a lender obtains a security interest from a borrower who mortgages or pledges an asset like a house to secure the loan. If the borrower defaults and the lender tries to repossess the property, courts of equity can grant the borrower the equitable right of redemption if the borrower repays the debt. While this equitable right exists, the lender cannot be sure that it can successfully repossess the property, thus the lender seeks to foreclose the equitable right of redemption. Other lienholders can also foreclose the owner's right of redemption for other debts, such as for overdue taxes, unpaid contractors' bills or overdue HOA dues or assessments.
The foreclosure process as applied to residential mortgage loans is a bank or other securedcreditor selling or repossessing a parcel of real property (immovable property) after the owner has failed to comply with an agreement between the lender and borrower called a "mortgage" or "deed of trust". Commonly, the violation of the mortgage is a default in payment of a promissory note, secured by a lien on the property. When the process is complete, the lender can sell the property and keep the proceeds to pay off its mortgage and any legal costs, and it is typically said that "the lender has foreclosed its mortgage or lien". If the promissory note was made with a recourse clause then if the sale does not bring enough to pay the existing balance of principal and fees the mortgagee can file a claim for a deficiency judgement.
The following are some of the financial lenders involved in the mortgage business:
Bank of Montreal, Bank of America, ING,TD,FirstLine,CIBC,HSBC,Laurentian,MCAP,Scotia,BNS,First,Royal,RBC.
WANTED
My clients have now come to expect from me to find them homes that may not have been listed on the official MLS system. This means that as a Relocations Consultant, in order to help my clients who want to move to certain areas or who want to buy homes in certain areas, I have to post WANTED ads like this one.
Therefore, if you are thinking of selling or know someone who is thinking of selling, kindly complete the information form. If I list your home on my website and my relocation client buys it, you will get a rebate on the commission. This is a "win-win" situation for all parties - even for FSBO, For Sale By Owner, Private Sales, foreclosure, power of sale, etc.
If you are still wondering whether this is good for you, I recommend that you try it out for a month or two and see if your property sells within that time at a price that the market dictates. If not, you are free to cancel the listing and try another realtor. Further, when you exclusively list with me, I use special techniques to ensure your home appears on the first page of Google's and Yahoo's "hit list".
When should I sell my home? Your answer to this question might be right now! If you have taken a job in another city or made an offer on a new home, or had an addition to your family, selling your home fast might be the most important goal you have. Most people, however, have some flexibility when they sell their home. Let us take a closer look at the most important factors that can go into this decision.
A very accurate saying is that "Any home will sell once you get the price right." Of course, this is usually said from the perspective of dropping a price until it's too attractive to pass up. Actually, the accurate pricing of your home prior to listing is as much an art as it is a science.
A great many moves in our lives are to larger residences to accommodate growing families. Or, perhaps our financial development allows us to move up to a larger home with more features and amenities. There is no stress involved in trying to reduce our life’s stuff to fit into a smaller place. If anything, we just need to shop for some more furniture for the new larger place.
Freehold Townhouses, Condo Townhomes, Freehold Row Houses, etc. Some of the questions being asked by clients today are the differences between freehold and condo townhomes and secondly regarding the type of home to buy that would match their budget and style of living. These are mostly personal issues and every case needs to be looked at individually. Freehold townhomes are of special interest to clients since they are good value for money. I can explain more in detail when we meet and provide a list of available freehold townhomes in Toronto, Mississauga, Brampton, Oakville, Milton, Ajax, or where ever you want. When is the right time to Buy; or Sell your home, and when the time is right to sell, could you sell your home at full price, privately? The choice is entirely yours. And nobody should rush you to make any decision which is not in your best interests. However, the following facts support a timely sale of homes, for those who need to buy or sell, either to move up, move down, or personal circumstances, etc.:
There is not much of a chance for a further drop in the mortgage rates.
Only genuinely interested buyers (registered with licensed realtors®) are now looking for good homes.
The economic situation in the USA is already having a ripple effect in Canada and many European countries. And the scene does not look bright for the near future.
Any hope of getting a price for a home higher than the 2007 prices will not last long.
The appraised value of some homes are coming back below the sale price.
If you wait to sell and the prices drop dramatically, you will be disappointed and buyers would benefit.
The next real estate boom cycle is several years away and if you prefer to wait until then, the choice is entirely yours.
If you wish to have your real estate and FSBO questions answered particularly due to the current economic environment and the new government regulations, please select FREE Seminar due to new goverment regulations. If you choose to book a "one-on-one" Free of cost no obligation appointment with me, I will draw up a detailed plan of action customized to your individual situation......... more. However, if you choose to sell your home full price, privately, I will provide you with the Homeselling Self Service Kit (HSSK). If you are looking for foreclosure or Power of Sale properties, send me an email.
FREE Seminar - Re: New FINTRAC Rules for Consumers buying and selling Real Estate: With effect from June 23, 2008, CREA and the Government of Canada have established real estate rules governed by FINTRAC. For more details, go to CREA FINTRAC** website. For further information select FREE Seminar due to new government regulations.
Select FREE No Obligation evaluation to find out how much equity (cash) you have on your property. Have you asked your REALTOR® about the 20 Points that would get you a Good Deal when dealing with Real Estate? If not, you can certainly ask me!
HomeLifeResponse Realty Inc., Brokerage, independently owned & operated
Honesty...Knowledge...Sincerity... Integrity - That's my promise to you!
Check out this website for real estate discounts: www.mymatchinghome.com
NOT INTENDED TO SEVER ANY CONTRACTS IN PLACE
Therefore, if you are thinking of selling or know someone who is thinking of selling, kindly 
